Funding profile · Nurse banking

Lume

No SEC Form D was ever filed in Lume’s name. What exists instead is a Y Combinator listing, one acquisition announcement with no price attached, and two commercial data aggregators that cannot agree on how much the company raised.

$0Form D filings found under Lume, Lume Technologies, Lume Holding, or uselume.com
$150KTotal raised, per PitchBook, investors named but no date given
$130KTotal raised, per CB Insights, last raised about 6 years before its 2021 snapshot
$0Purchase price disclosed for the Sep 2022 Vivian Health deal

Data as of September 25, 2026. Company-reported figures are labeled.

Rounds at a glance

When Round Amount Investors Source
2020 Y Combinator, Summer 2020 Not disclosed Y Combinator YC data
Undated Seed, per PitchBook $150,000 total raised Y Combinator, Esas Ventures, Soma Capital Aggregator
Undated Seed, per CB Insights $130,000 total raised, last raised about 6 years before a Sep 2021 snapshot Y Combinator, Esas Ventures Aggregator
Sep 14, 2022 Acquisition by Vivian Health Not disclosed Vivian Health, an IAC company Company release

What the filings show

Nothing. SEC EDGAR’s full text search returns zero results for “uselume.com,” and no Form D notice appears under the name Lume. Records.json for this company pulled in a long list of EDGAR mentions of the word “Lume,” but every one of them traces to a different entity: Lume Technologies LLC is a Utah filer with no connection found to this company’s banking product, Lume Holding Co is registered in Michigan, and the various Lume Capital, Lume Cube, Lume Systems and Lume ALPHA filings belong to investment vehicles and an unrelated camera accessory maker. None of them share an address, officer name or filing date that ties back to Christopher Chang, Shantanu Joshi, or uselume.com.

Reading the numbers

  1. No primary filing exists.A Regulation D exemption is common for an early fintech raise, but it is not mandatory; a company that raised under Section 4(a)(2), or simply raised a small friends and family or accelerator-adjacent round, would leave no Form D at all. The absence here is consistent with a very small raise, not proof that no money moved.
  2. Two aggregators, two numbers.PitchBook lists $150K total raised with Y Combinator, Esas Ventures and Soma Capital as investors. CB Insights lists $130K total raised with Y Combinator and Esas Ventures, and dates the last raise to roughly six years before its own September 2021 snapshot. Neither service cites a press release, blog post or filing, and the two numbers do not reconcile into a single round or a sequence of rounds.
  3. The acquisition carries no price.Vivian Health’s announcement describes an agreement to use Lume’s technology and brings on both co-founders, but states no consideration, cash or stock. Coverage that followed, all of it built on the same press release, added nothing on terms.
  4. The registered address does not match the YC listing.PitchBook lists Lume Health’s corporate office as 2261 Market Street, Suite 4118, San Francisco, a suite number consistent with a mail forwarding address rather than an operating office. Y Combinator lists the company’s location as New York City. A company can hold a California mail address for incorporation purposes while operating from New York, so this is a gap worth noting rather than a contradiction that rules one source out.

Commercial signals

Signal Detail Source type
Product live Checking account, debit card, on-demand pay, and job data screens were live on uselume.com from at least October 2021 through November 2022, per Wayback Machine captures. Company-stated
Bank partner Deposits stated as FDIC insured through Blue Ridge Bank, N.A. Company-stated
Acquirer scale Vivian Health described itself as serving over 800,000 registered clinicians at the time of the Lume deal, and had recently closed a $60 million equity investment led by Thoma Bravo. Company-stated
Post-deal scope Weeks after the announcement, Vivian’s own community team told a user a planned card was still in development and would not include loan products, narrower than Lume’s pre-deal pitch. Company-stated

What to watch

  • Any amended or late Form D under Lume’s name, or a state-level securities filing that would confirm a raise amount.
  • Whether PitchBook or CB Insights revise their funding figures to agree with each other or cite a source.
  • Whether Vivian Health, since folded into People Inc., discloses what it paid for the use of Lume’s technology.

The Lume story on Healthcare DiscoveryHealthcare Discovery

Related companies

  • DirectShifts: Shared investor: Soma Capital. A New York software platform that tries to replace the traditional locum tenens and travel nursing agency with an app
  • Gradia Health: Shared investor: Soma Capital. A software layer that lets brick and mortar clinics run virtual care teams, dietitians and nurses, for chronic condition patients between visits
  • Apero Health: Shared investor: Soma Capital. An API driven practice management platform that folds scheduling, visit notes, insurance billing, patient payments and e-prescriptions into one system for medical
  • Loop Health: Shared investor: Soma Capital. A Pune company that sells group health insurance as a licensed broker and employs its own doctors to deliver the everyday care those policies do not cover

Sources

  1. Public recordEDGAR full text search for uselume.comSEC · queried Sep 25, 2026, zero results
  2. Public recordLume Technologies LLC, CIK 0001793985, Form D filing historySEC EDGAR · filed Nov 22, 2019
  3. Public recordLume Holding Co, CIK 0001845142, Form D filing historySEC EDGAR · filed Feb 9, 2021 and Sep 22, 2021
  4. IndependentLume Health (Financial Software) company profilePitchBook · accessed Sep 25, 2026
  5. IndependentLume company profileCB Insights · accessed Sep 25, 2026
  6. Public recordLume company pageY Combinator · accessed Sep 25, 2026
  7. CompanyVivian Health Acquires Use of Lume Technology to Further Empower and Support Healthcare WorkersPR Newswire · Sep 14, 2022
  8. CompanyVivian Health Acquires Use of Lume Technology to Further Empower and Support Healthcare Workers, with community repliesVivian Community Hub · Sep 14, 2022
  9. Companyuselume.com home pageInternet Archive, capture Oct 17, 2021
  10. Companyuselume.com home pageInternet Archive, capture Nov 28, 2022

Compiled from SEC and other public records and published reports as of September 25, 2026. Form D notices report offerings under Regulation D; amounts reflect the filing date. Healthcare Venture Capital Fund holds no position in Lume. This page is not an offer to sell or a recommendation to buy any security.